Coverage in a Box: Not All Home/Auto Insurance is The Same
If you watch TV, listen to the radio or peruse print media, you will see many ads for home/auto insurance. These “insurance-in-a-box” company scare tactics or quick savings messages fail to let you in on a big secret: when you insure your home, autos, watercraft, jewelry, etc. with them, you are getting the coverage THEY offer – that’s it. No room for customization that will provide the most appropriate protection for YOU. At Wharton Power Insurance, our clientele requires more from their insurance policies. Their rich yet complicated lives bring unique considerations when it comes to protecting what they have worked hard to achieve. Hence why we approach personal insurance differently:
Independent Insurance Broker
One size fits all is not a mentality that suits people that work and play hard. Wharton Power Insurance is an independent insurance broker, meaning we can tailor coverage based on our clients’ needs. We have long-standing relationships with over 10 providers, and pick and choose the best policies for the situation. Unlike our captive agent competitors, we are not limited to what one company offers. This depth and flexibility has allowed us to craft customized insurance coverage for many clients with complex situations. Click here for an example.
A Team Approach
After 10 years of referring business to each other, Scott Wharton and Dan Power founded Wharton Power Insurance. This team approach allows us to seamlessly serve our clients with all of their insurance needs, from home/auto to business and health insurance. Scott and Dan have supplemented their knowledge-based with a group of experts in their own right, ensuring that the right coverage is being chosen for a client’s particular situation. Again, rather than choosing from a small list of options from one provider, W&P’s team approach allows us to provide cost-effective, comprehensive coverage for almost every situation. Click here to learn more about our team.
Providing Full Service for A Complicated Life
With success comes many rewards, all of which can lend complexity to your world. Business, family, multiple homes and cars, watercraft, jewelry, collectibles – the more you add the more that needs protecting. Insuring your life in bits and pieces most likely means you end up with holes in your insurance coverage, which are not a problem until you have a problem. As a full-service insurance broker, Wharton & Power can deliver coverage for every aspect of your life. Since we do not represent only one provider, we can tap into policy offerings that address the unique circumstances that come with an affluent lifestyle. Our team takes you through a comprehensive risk management evaluation, noting areas where your coverage might be lacking or not serving you well. We then develop a multi-faceted plan to ensure you have cost-effective, appropriate and seamless coverage.
Our customized approach to insurance is not supported by the quota model of national chains. The Wharton & Power Insurance Team looks to create long-term relationships, a philosophy that has allowed Scott and Dan to consistently retain 92% of their clients over 30 years in business. We spend the time necessary to understand each situation and provide the right solutions. Protecting our clients through all of the ups and downs of their lives is our goal. If a comprehensive approach to insuring you and your family sounds good to you, send us an email or give us a call at 317.663.4138. We’d be happy to help.
