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“My employees really want health benefits, and it’s almost impossible to hire new people without a plan.” If this thought has been going through your head this year you are probably considering implementing employee health insurance for your business. Now is the time to start the process for activation on January 1, 2022. You need time to choose a program that works for your bottom line, and your broker needs time to onboard your employees to ensure they are appropriately […]

Employee health benefits are important to workers, so it’s no wonder that open enrollment can be a stressful time for employers and employees alike. Good communication about plan specifications, changes and costs is central to a smooth process. Group meetings are a useful tool in ensuring everyone understands the upcoming year. But employees often have confidential questions that pertain to their individual needs, so one-on-one meetings are essential also. Below we offer some tips on how to make your open […]

If you employ under 50 people, you may have found that offering employee health benefits to be cumbersome both in implementation and in cost. This does not have to be the case. The Wharton & Power Insurance Team has been helping local mid-sized employers offer high-quality health benefits for over 30 years. The health insurance industry has been all over the place since the passage of the Affordable Care Act. We have been here through it all, advising our clients […]

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Remembering Our Heroes on Memorial Day

What it means to have employees has become increasingly complex since the PPACA was enacted. As portions of the law have slowly come into effect, employers can be left unaware of the regulations that now apply to them. To help our clients manage the new employee health benefits requirements, The Wharton Insurance & Financial Services Team has partnered with BenefitNext, a company dedicated to making ACA compliance easier. “BenefitNext offers powerful tools that allow us to help our clients make […]

Happy Labor Day!

In Indiana, August is known for back to school. However, for small business owners, it is the time of year they prepare for upcoming employee health insurance renewals. Letters from insurance companies will soon be arriving, breaking the news about higher premiums. The insurance industry is predicting 15% rate increases for the 2016 coverage year. Fortunately, as a BAGI builder member, you do not have to swallow those skyrocketing premiums. The BAGI Group Health Insurance Program Can Save You Money […]

You have insurance to protect yourself, your loved ones, your business and your assets. When you work with an independent broker like Wharton Insurance & Financial Services, it makes sense to have all of your policies under one roof. We do not work for just one insurance provider, so we have the flexibility to find the mixture of policies that work best for you. We get to know you and your insurance needs – all of them. And we make […]

Congratulations to Indianapolis-based Interactive Intelligence on making Glassdoor’s Top 50 Place to Work list for a second year in a row. Those of us involved in the local business community are well aware of II’s reputation as a great employer. However, it is always a proud moment when a local receives national attention for a job well done. The list was compiled from anonymous employee reviews on workplace satisfaction factors such as leadership, compensation, and work-life balance. What attracts and […]

It makes sense to protect the business that you have worked hard to build. But how do you know which policy types will provide you with appropriate coverage? We’ve provided a quick primer on insurance basics for business owners: Workers’ Comp – This state-mandated program covers lost wages and medical treatment resulting from a workplace-related illness or injury. Any business operating in Indiana must have a policy covering their employees, regardless of the type of work performed. Coverage of owners […]