You have insurance to protect yourself, your loved ones, your business and your assets. When you work with an independent broker like Wharton Insurance & Financial Services, it makes sense to have all of your policies under one roof. We do not work for just one insurance provider, so we have the flexibility to find the mixture of policies that work best for you. We get to know you and your insurance needs – all of them. And we make sure you have comprehensive coverage, protecting all areas of your life. Home/Auto/Life – At Wharton Insurance, we offer the mainstays of personal insurance coverage. However, we also write policies for specialized items such as jewelry, fine art, and collectibles, as well as umbrella insurance. Placing all of your policies within one agency provides more than a cost savings – it reduces the likelihood of coverage gaps. Medicare/Medicare Advantage – Just like Indiana weather, the Medicare landscape is always changing. After going through the frustration of finding the appropriate coverage, many people just keep their current policy at renewal time. With Medicare programs altering their offerings every year, keeping what you have may not give you the coverage you need. The WIFS Team offers guidance through the Medicare system, making sure you always have the best program for your situation. Individual Health Insurance – As of January 1, 2014, all individuals must have health insurance or pay a penalty tax. If you do not have access to an employer plan, the WIFS Team can help you find a policy on the Federal Exchange, calculating your subsidy, and weighing the costs and benefits of each program. Business Insurance – Are you a business owner? Why not trust the people who handle your personal insurance to secure all of your interests? The WIFS Team can help you protect what you have built, giving you the peace of mind to continue moving toward your goals. From workers’ comp and commercial liability, to umbrella insurance and employee practice liability, we can help you prepare for the possibilities. Partnering with an independent insurance broker means you have someone working in your best interests, in every aspect of your life. Moving all of your insurance needs under one roof can save you time, money, confusion and frustration. Wharton Insurance & Financial Services can help you organize all of your policies, ensuring that your bases are covered and eliminating unpleasant surprises. Interested in more information? Send us an email, or give us a call at 317.663.4138.