August 19, 2015

Healthcare Deadlines Important to Your Business & Family Are Approaching

Healthcare-related deadlines important to your business and your family are approaching: Mid-September: Group health insurance renewal letters will be sent out to businesses in mid-September. We are expecting an average rate increase of 15% this year, so do not wait until then to prepare. The WIFS Team can help you strategize on the best course of action to manage your increased costs. We have options for you. October 15-December 7: Medicare open enrollment affords policy holders the opportunity to make […]
July 22, 2015

It’s Time to Start Thinking About Your Medicare Options

Although we are in the throws of summer, if you are 64 and older it is time to start thinking about Medicare’s open enrollment period, October 15 – December 7th. With the complexities that come with the Medicare programs, it’s better to consider your options sooner rather than later. Applying for Medicare for the First Time: Your Medicare Part A coverage becomes effective on the first of the month of your 65th birthday. If you are already covered under group […]
November 12, 2014

Medicare 101

When it comes to Medicare one thing is certain – it is complex. Helping a first-timer understand the various program parts and coverage options usually requires at least an hour-long, face-to-face meeting. Even renewals for Medicare Advantage and drug policies offer great complexities. So, for those of you who are turning 65 soon or are trying to sort out your current plans by the December 7th 2014 renewal date, we thought it might be helpful to provide a basic overview […]
October 16, 2014

Changes to Medicare for 2015

The Medicare Annual Enrollment period began on Wednesday, October 15th and runs through December 7th .  A recent blog post from, discussed the changes subscribers can expect for their 2015 plans: Base monthly premiums for Part D plans have increased by 2.2 percent, from $32.42 in 2014 to to $33.13 in 2015. The number of available Part D plans for 2015 has been reduced to 1,001, a decrease of 14% from 2014. The average Medicare Part D plan will […]
August 1, 2014

Emerging Baby Boomer Lifestyle Trends

U.S. News & World Report recently reported on 12 lifestyle trends emerging among the baby Boomer generation. Born between 1946 and 1964, many more enter into retirement each year. How are they spending their time and money? Learn more by clicking here.