BAGI Programs

July 12, 2022
Employee Retention in the Home Improvement Industry

Balancing Recession Potential with Employee Retention in the Home Improvement Industry

Talk to ten economists and you will get ten opinions about what the economy will do in the next 12-18 months. However, there seems to be some consensus around the idea that a recession is coming, but not the degree. As a small business owner, we know you care more about what’s happening on the ground rather than the halls of policy. The housing market may be set for a bit of a downturn, but the fact remains that there […]
June 28, 2022
Tips for Hiring in the Home Improvement Industry

Tips for Hiring in the Home Improvement Industry

Even though the latest job reports show that the US added jobs in May, the unemployment rate is still just above its lowest point since 1969. The competition for quality employees is fierce, so how can a small or medium-sized business compete with larger organizations? Indeed.com recently offered some tips for hiring in the home improvement industry that could help you hire your next team member: Make Your Job Descriptions Clear It may be time to revisit the tools are […]
May 17, 2022
How to provide health insurance to part-time employees

How to Provide Health Insurance to Part-Time Employees

With the current low employment rate, it is no surprise that the home improvement industry is struggling to attract and retain employees. Often the talented people employers want to hire are looking for a more flexible work environment that includes benefits. Fortunately, there is a way for businesses with an under 50-person workforce to provide health insurance to part-time employees. Three years ago, the US Departments of Health & Human Services and the Treasury issued a rule allowing employers to […]
March 17, 2021
Employee Health Insurance

BAGI Member Carrington Homes on Offering Employee Health Insurance

Many BAGI members come to us when they feel they can begin offering employee health insurance. Carl McIntyre of Carrington Homes reached out in 2019 for two reasons: “To attract and retain good employees, you have to offer a competitive package that includes health insurance. And I wanted good health insurance for myself and my family.” Carrington Homes has been around since 1992 and now has 16 employees. We took him through the many options available through his BAGI membership, […]
February 8, 2021
employee health insurance

BAGI Member Jason Gettum Talks About Offering Employee Health Insurance

The Wharton & Power Insurance Team has been partnered with BAGI for over 10 years to help provide members with access to employee health insurance options. With three programs available to small businesses, we work with BAGI members to choose the plan that best suits their situation. Jason Gettum of Gettum Associate Inc offered a reflection on his decision to offer health benefits to his employees and the Wharton process. “We wanted to provide a health insurance plan to our […]
August 8, 2019
BAGI Group Health Insurance

BAGI Member Benefits: Affordable Group Health Insurance

Group health insurance policy renewal rates are being released by insurance companies right now. On average, Indiana employers are seeing a 10-11% increase this year. As a business owner, you want to provide a good work environment that attracts and retains employees, but not at the cost of a healthy balance sheet. Fortunately, as a member in good standing of BAGI, you have a unique opportunity to help you manage these seemingly competing goals. BAGI Group Health Insurance Program This […]
October 11, 2018
BAGI group health

Health Insurance Options for Small Business Owners

It seems like the largest worry that small business owners have is findng good employees. Health benefits are a large factor for workers when they are choosing employment opportunites. Small businesses may be at risk of losing their employees to competitors that offer group health plans or not attracting additional personnel. As a small employer, you may feel there are just too many barriers to offering an affordable employee health insurance plan yourself. Too few employees, high costs and poor […]
March 11, 2018

Did Your Employee Group Health Insurance Rates Skyrocket? You Have Options.

Our clients who renewed their employee group health insurance plans for December 1, 2018 saw an average of a 10-12% rate increase. We expect the same for 2019. With the drastic changes in health insurance over the past few years, no one knows when this upward trend will level off. Fortunately, Wharton & Power Insurance has access to unique options for employers of at least two employees to reduce their benefit costs sooner rather than later. 1) PEO Program Professional […]
August 30, 2017
BAGI Health Insurance Plan

Don’t Lose Good Employees Because They’ve Lost Their Individual Health Coverage

Let’s face it—the Indiana individual health insurance market is a mess. With two of the largest health insurance providers in our state, United and Anthem, no longer participating in the Affordable Care Act’s exchanges, people are left with no good options for personal coverage. Coupled with a tight labor market, employers are facing losing their best employees to firms that offer group health insurance. Fortunately, as a contractor member in good standing with BAGI, you have options available to help […]
July 29, 2015
Affordable Care Act info

BAGI Member Sessions: The Affordable Care Act and Your Business

The Affordable Care Act has changed the health insurance and human resources landscape. As a business owner, what can you do to stay ahead of it? Join your fellow BAGI members as Scott Wharton of Wharton Insurance & Financial Services presents valuable information on the changes your business faces within group health insurance. Thursday, August 6th 9-10:30am or 2-3:30pm BAGI Offices 1011 Dr. Martin Luther King Jr. St. Indianapolis, IN 46202 Topics Will Include: Expected changes to the 2016 BAGI/IBA […]
July 7, 2015
Affordable Care Act

What the U.S. Supreme Court’s ACA Decision Means for Your Business

The highly anticipated U.S. Supreme Court decision on the Affordable Care Act created certainty around the law. The issue under question was one of financing, regarding the 36 states that have opted to forgo setting up their own state health insurance exchanges and using the federal exchanges. The ruling clarifies that the residents of those states are entitled to take advantage of the available premium tax credit if they qualify. The subsidy structure already in place was affirmed, therefore the […]
April 8, 2015
GRAVIE health insurance

Non-Builder BAGI Members Have Group Health Insurance Options Too

Wharton Insurance & Financial Services works closely with the Builder’s Association of Greater Indianapolis to provide valuable services to their members. We facilitate the BAGI Group Health Insurance Program for builder members. WIFS also has options for non-builder members of BAGI who are not eligible to participate in the BAGI Group Health Program. WIFS can offer businesses that have 2-50 employees access to a private health insurance exchange called GRAVIE. A technology platform, GRAVIE serves business owners who wish to […]
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