Most likely you chose to be in your business because you are an expert at what you do. Your customers value that expertise, and spending your time building on that value is what allows your business to grow. So why spend your valuable time figuring out the ever-changing world of employee health benefits? Save time and money by bringing in experts like us to guide you and your employees through the entire process.
Why use an employee benefits expert?
Knowledge: Employee benefits and insurance is our world. Why should you take the time to sift through all of the choices? Over the past 25 years we have built relationships with carriers that allow us to provide the best options for your business. We have the expertise to help you balance budget with benefits, providing you with a plan you can be comfortable offering.
Process: With the Affordable Care Act came mandates, for individuals as well as businesses. We understand these requirements, and ensure that all of your bases are covered. For example, part of our process is to create a concise spreadsheet of the elements of your plan. Not only does this allow you and your employees to understand the coverage, it fulfills the ACA mandate to provide a Summary of Benefits & Coverage. We see it as our job to make offering employee benefits a high-quality, affordable and easily manageable process.
Simplification: Health insurance plans are complex. Covered expenses, deductibles, co-pays, maximum out-of-pocket expenses, available networks…the list of particulars goes on and on. We know how to minimize the complexities by creating clear, plain-English tools for you and your employees. We prepare an employee packet, outlining the elements of your plan and addressing items that worry employees most. We also hold yearly meetings with your employees to explain the plan and to answer questions. Finally, we are always just a phone call or email away to address individual concerns.
Guidance: Even within one health insurance plan, employees can be faced with many choices about their health care. We offer individualized advice for your employees, helping them find the lowest-cost, highest care options within their plan. If available, we can advise them on HSA strategies. We answer questions like how to handle chronic disease considerations, or how to access widely available interest-free credit programs.
Complete Service: Employee benefits go beyond group health insurance. As industry experts, we can help you manage all of your human resources administration needs. Short- and long-term disability insurance, COBRA, dental and supplemental insurance, life insurance, workers’ compensation and HR admin services – we can do it all, and keep you compliant.
You wear a lot of hats as a business leader, but there are times when it makes sense to hand one off to an expert you trust. The WIFSInc Team is ready to use our experience, knowledge and tools to successfully guide you through the complexities of employee health benefits. Give us a call at 317.663.4138 or send us an email to set an appointment.
